Nov 19, 2014
This is one breakup you can look forward to.
the point: If you’re in a relationship with student debt that poisonous then it’s time to break up.
You’re eating a meal. Thinking about your student debt.
You’re in the grocery store. Thinking about your student debt.
You’re sitting at work. Thinking about our student debt.
In friendships and relationships, you’re having a simple discussion about what you could do for fun that night. Because you are thinking about our student debt.
You’re trying to fall asleep at night, and student debt is loudly playing around in the corners of your brains.
How do you know that you’re in an unhealthy relationship with student debt? When student debt becomes the pivot that you center your entire life around.
“But Krystle,” you say, “My student debt is a tremendous burden in my life. If I don’t think about it, who will?”
I completely understand how you feel. If all of the hours I’ve spent thinking about student debt and allowing myself to wallow in regret about student debt were summed up, I’m pretty sure it would amount to a whole lot more time than I care to admit to anyone. So let’s start with one of the real reasons people get into unhealthy relationships with student debt: Regret. I suppose the real question is,
Is regret about taking out student loan debt a good enough reason to allow yourself to stay stuck in an unhealthy relationship with student debt?
To that I ask, who owns you? Do you belong to the institution that educated you? Do you belong to the owner of your student loan debt? Do you belong to that really irritating collections agency that keeps calling?
You own the decisions you love. You own the decisions you hate. You can pretend that you don’t own the decisions that compose the life you’re living, but that’s a sure recipe for staying stuck in self-pity and helplessness.
The good news is that you own your education. It’s yours. There’s no law that says you are limited in the activities you can pursue simply because you got an education in a particular area. It’s completely up to you how you use the education you’ve invested in, but regardless of how you choose to do that, that education now, and forever, will belong to you.
Feel what you feel about your student loan debt. But process those feelings, and please don’t let regret become the sledgehammer you take to your own existence and aspirations because you’re unwilling to treat student debt like a fact and yourself like the valuable human being you are.
Are you beating yourself up because you have student debt? Are you putting off major decisions because you’re afraid of what your life with student debt will look like? Are you running away from dealing with issues because you’re stressed about student debt?
If so, then it’s time to break up with student debt.
This is one breakup to look forward to.