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May 18, 2015 What I didn't know when I borrowed student loans...

If the total number of hours I’ve spent ruminating on the “why’s?” behind my student loan experience were added up, I’m certain they’d total more than 6 months of my life. Since I’m so intimately familiar with the experience of being beyond stressed out about “how?” I’m going to repay my student loans, I can freely admit to you that I’ve lost many hours of (beautiful, precious) sleep (and joy) doing mental gymnastics, willing the magic answer appear that turns the key in the lock, shutting student loan debt out of my life forever. And ever.
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May 6, 2015 Time warp picture

The sense of being in a bit of a time warp can be very unsettling. Entertaining to watch in the movies, but very frustrating to feel in real life. When repaying student loans, it’s easy to feel as if life is passing us by much faster that we’re moving. Friends are purchasing homes, moving abroad, having children, or starting businesses, and it feels as if we’re moving much more slowly because of the size of the student loan debt we’re working to offload. Continue reading »

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Apr 20, 2015

Deferment and Forbearance DefinedWe talk about deferment and forbearance all the time 

There are certain student loan terms that it’s just assumed we understand. Terms that are frequently used in conversation, often without further explanation. “Deferment” and “forbearance” are two terms that student loan borrowers have heard thousands (if not millions) of times. But, has anyone ever explained what they mean? In simple english? Continue reading »

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Feb 7, 2015

I wanted to write something different about student loans

I was having difficulty choosing a topic to blog about this week. There were ideas rolling around in my head, but I had an itch to write about something different, something I couldn’t quite put my finger on. I wasn’t sure what. So, I turned to Ewan (my husband) and ran my quandary by him. And, of course, as only Ewan can do, he managed to point out a reality that’s right in front of my nose which I typically minimize. Maybe you do too. Continue reading »

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Jan 31, 2015

What do you see when you look at your student loans?

5 Healthy Ways to Cope with Student Loan Debt

As I sit here typing, I look out of the window and the sky is light grey.  Not the grey that leads to rain, but the grey that’s somewhere in between overcast and cloudy. I suppose that one way to look at this weather is to label it “gloomy.”

But then again, another way to think about it is calm, peaceful and still, with softly glowing light.

The more time passes, the more I am beginning to know, really know, that much of how we experience life is about the perspective we choose to take.

Will we choose to find the strength in the difficult things, or will we allow the difficulty to overwhelm us until all we can taste is bitterness?

This week, as I thought about the experience of student loan debt, I was reminded that student loans are going to be part of our society for awhile.  For those of us living with student loan debt, repayment is definitely a journey and not an achievement we suddenly wake up with one morning.  Between where we are today and the completion of student loan repayment there will be many different types of days.  It’s up to us to decide whether we will find the good during each day of our repayment experience. Continue reading »

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