Apr 8, 2014
Someone Else Setting Your Repayment Agenda?
Now that you’ve begun figuring out what you need financially in order to live without pulling your hair out, you’re in prime position to begin identifying and obliterating any barriers that stand in between you, and securing the best repayment plan for you. If you haven’t read last week’s blog post, no worries, I’ve included a brief recap for you below.
When taking small, doable steps towards enrolling in the best student loan repayment program for you, begin by:
Factor 1: Making sure that you have a “realistic life budget” that supports your real month-to-month living expenses at a manageable stress level. (Insane levels of stress are pretty counter-productive in the student loan repayment process. Take a look…)
Factor 2: Formulate a systematic method for tracking all of your income, debts, cash-flow (and expenses), so that you reduce unnecessary financial uncertainty. (It’s pretty pointless to walk around guesstimating at how much cash you actually have on hand once your bank account balances out. All this does is generate more stress and get in the way of clear-headed repayment.)
This week, we’re diving into another crucial factor you’ve got to evaluate in the process of finding the best student loan repayment program for you.
Factor 3: Know Your Repayment Objectives for Yourself
Have you had any difficult conversations about student loan debt recently? You know, one of those talks where about halfway through you realize that the person you’re talking with has absolutely no concept of what it’s like to feel torn between living a joy-filled, high-quality life and managing what can feel like a gigantic repayment burden?
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Start ruling your student debt!
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